Text 23
deva-gurv-acyute bhaktis
tri-varga-paripoṣaṇam
āstikyam udyamo nityaṁ
naipuṇyaṁ vaiśya-lakṣaṇam
deva-guru-acyute — unto the demigods, the spiritual master and Lord Viṣṇu; bhaktiḥ — engagement in devotional service; tri-varga — of the three principles of pious life (religion, economic development and sense gratification); paripoṣaṇam — execution; āstikyam — faith in the scriptures, the spiritual master and the Supreme Lord; udyamaḥ — active; nityam — without cessation, continuously; naipuṇyam — expertise; vaiśya-lakṣaṇam — the symptoms of a vaiśya.
Being always devoted to the demigods, the spiritual master and the Supreme Lord, Viṣṇu; endeavoring for advancement in religious principles, economic development and sense gratification [dharma, artha and kāma]; believing in the words of the spiritual master and scripture; and always endeavoring with expertise in earning money — these are the symptoms of the vaiśya.