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Text 12
kuṭumba-bharaṇākalpo
manda-bhāgyo vṛthodyamaḥ
śriyā vihīnaḥ kṛpaṇo
dhyāyañ chvasiti mūḍha-dhīḥ
kuṭumba — his family; bharaṇa — in maintaining; akalpaḥ — unable; manda-bhāgyaḥ — the unfortunate man; vṛthā — in vain; udyamaḥ — whose effort; śriyā — beauty, wealth; vihīnaḥ — bereft of; kṛpaṇaḥ — wretched; dhyāyan — grieving; śvasiti — he sighs; mūḍha — bewildered; dhīḥ — his intelligence.
Thus the unfortunate man, unsuccessful in maintaining his family members, is bereft of all beauty. He always thinks of his failure, grieving very deeply.