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Text 38
‘nāra’-śabde kahe sarva jīvera nicaya
‘ayana’-śabdete kahe tāhāra āśraya
nāra-śabde — by the word nāra; kahe — one means; sarva jīvera — of all living entities; nicaya — the assemblage; ayana-śabdete — by the word ayana; kahe — one means; tāhāra — of them; āśraya — the refuge.
“The word ‘nāra’ refers to the aggregate of all the living beings, and the word ‘ayana’ refers to the refuge of them all.